Medicare and Medicaid are two separate public health care programs that are offered in the United States. Medicare is reserved for people who are above age 65, as well as people below that age who have been diagnosed with a qualifying disability. Medicaid, on the other hand, is designed for individuals with low income and few assets. Some people even qualify for both programs at the same time.

As professional independent insurance agents, our job is to provide you with a trustworthy opinion on different Medicare plans available in your area. Our agency is partnered with a variety of insurance carriers, and we strive to not be biased or show favoritism to any single company.

If you are approaching retirement age, or you’ve recently been diagnosed with a qualifying disability, you may be considering applying for Medicare benefits. If you will be receiving Medicare benefits, you must choose which plan you want to get your benefits through. Your options include the standard Original Medicare plan and Medicare Advantage plans. You can also choose from Medigap plans and Part D prescription drug coverage, but those plans are supplementary. Here’s what you need to know to choose the best Medicare plan.

To enroll in Medicare, you must meet the eligibility requirements, which include factors regarding your age, if you have a disability or receive disability benefits, or have certain health conditions. If you are unsure about your eligibility, no worries! We’re here to explain that all to you.